Using personal finance and money management software to assist in keeping your finances in order is a great way to stay on track. Best money management and personal finance software enables you to review transactions downloaded from multiple financial institutions and manage them all against their electronic budget while using their smart phone, iPad or laptop from any location.

Here 2 best money management and personal finance software for you to easily track spending, spot categories that are out of control and put bill-paying on autopilot.

YNAB – Budgeting and Money Management Software »

YNAB is a fantastic app which helps you to create, track and maintain a budget based upon their four simple rules of saving and spending. You can track your net worth, easily split spending transactions, import transactions from your bank accounts and schedule spending or bills that occur regularly.

The entire YNAB system revolves around four simple rules: give every dollar a job, save for a rainy day, roll with the punches, and stop living paycheck-to-paycheck. These four principles are all you need to get your financial house in order.

YNAB Features:

• Runs on Windows or Mac and you can sync in-between
• With all your accounts in one view it’s easier to see all your transactions or find the specific one you’re looking for
• The all-new engine lets you slice and dice your financial history in a variety of ways with reports that are readable by actual humans.
• Create a scheduled transaction and new transactions will be made automatically.
• Supports Dollars, Euros, Pounds, Rupees, Reals, Rands and just about every other currency in the world.
• and mores…

Quicken – Personal Finance Software »

Quicken is a financial and money management software that provides convenient ways to track and analyze personal finances and a budget.

Quicken brings all your accounts together in one place, including banking, credit card, loan, 401(k), and investing accounts, so take the time to fill out details like bill due dates, interest rates, and other account related information. The more Quicken knows about the details of where your money is going, the better job it can do in guiding you to make wiser decisions with that money.

Quicken brings in your loan information automatically, just like we do with your other accounts. That includes loan balances and transactions, including your principal and interest. And the new loan dashboard keeps track of your pay-off date, pay-off progress, and interest paid against your loan. Quicken downloads your income and expenses from your bank, brokerages, and financial institutions, so you don’t have to enter transactions manually.