Accounting and financial software are a must-have for any businesses’ financial well-being. Keeping track of finances is a very important part of staying in the bank managers good books, whether as an individual or a small business.

With finance and money management software you can manage your budgets, track multi-currency finances, analyze your spending habits, make transfers between accounts, manage money flow made through investments and other transactions, and various finance related activities.

Finding a good finance and money management software is important if you want to keep track of your money. Here 3 best free financial software for you to keep tracking your spending and saving.

GnuCash – Free Accounting Software »

GnuCash is a powerful personal and small business financial accounting software. GnuCash enables the user to handle simple to complex financial/accounting tasks with a single, well supported tool.

GnuCash walks you through setting up accounts. Transactions for checking, credit card, income and investment transactions are entered into an on-screen checkbook register, similar to most financial software applications. With GnuCash you can track multiple accounts which is perfect for tracking the spending of multiple-department businesses.

Features:

• Double-Entry Accounting
• Stock/Bond/Mutual Fund Accounts
• Small-Business Accounting
• Reports, Graphs
• QIF/OFX/HBCI Import, Transaction Matching
• Scheduled Transactions
• Financial Calculations

HomeBank – Personal Accounting Software »

HomeBank is an easy to use personal accounting software that can help you manage your finances, keep track of your spending and manage your budget. It is designed to easy to use. Analyses your finances in detail using powerful filtering tools and graphs.

Features:

• direct add of payee and categories from the register dialog
• autocompletion whenever possible
• dual pad of cheque and automated cheque number increment
• easy transfer between accounts, which can be automated
• dynamic minor currency display toggle for Euro countries
• tag feature for transactions
• pre-defined transactions, which can be automated

Grisbi – Personnal Finance Software »

Grisbi is a very functional personal financial management program for tracking finances. It is free accounting software with a user friendly interface which makes it suitable for beginners.

Grisbi provides four main account types to select when user first creates new account: Bank Account, Assets Account, Cash Account, and Liabilities Account. Grisbi can manage multiple accounts, currencies and users. It manages third party, expenditure and receipt categories, as well as budgetary lines, financial years, and other informations that makes it quite adapted for associations.

Features:

• With Grisbi, you will be able to manage all your accounts
• Grisbi supports multiple currencies
• Schedule transaction on maturity or due date, it means Grisbi Finance Manager will let you know the balance after the maturity
• Users can select from 4 types of accounts including Bank Account, Assets Account, Cash Account, and Liabilities Account